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EMI moratorium is temporary postponement of EMI payment (and is not a waiver) for the period from March 01 to May 31, 2020. Interest will be payable on all amount(s) for which payment is being postponed and the loan tenure shall increase pursuant to the moratorium.

The moratorium is optional for customers and the EMI moratorium is extended only to customer opting to avail the facility.

A moratorium may be granted up to a period of three months for all amounts falling due between Mar 01 and May 31, 2020. Moratorium is applicable for Mar 2020 if the EMI is still unpaid on the date of request.

The customer(s) can choose to avail moratorium in respect of the existing loan with us by giving us a missed call at the number 8010924205 from their registered mobile number or by writing to us at with your 10 digit loan account number and mobile number to:

Nissan Finance- csupport.nissanfinance@nrfsi.com

Datsun Finance- csupport.datsunfinance@nrfsi.com

Post receipt of your request, we shall communicate if your request has been accepted for moratorium.

There will no additional charges for availing this facility. However, If customer avails the EMI moratorium there will be accrual of interest at the contracted rate of the loan for the period of EMI moratorium on the principal outstanding. Such interest would be added to loan outstanding and with EMI remaining the same, loan tenure would be extended accordingly.

Moratorium can be offered for below payments due during the moratorium period.

(i) principal and/or interest components;

(ii) bullet repayments;

(iii) Equated Monthly Instalments or EMIs

No bounce charges/ late payment charges/ default interest/ additional interest shall be levied during the moratorium period.

There will be no adverse impact on the credit history of the borrowers. Any delay in payments of dues/ outstanding amounts payable after the expiry of the Moratorium for customers(s)/ borrower(s) who had availed of the Moratorium will impact the CIBIL scores.

Yes, you will be eligible for moratorium for EMI due in Mar 2020 if the EMI is unpaid on the date of request for EMI moratorium.

The option lies with the borrower to either repay the loan during this moratorium as per the actual due dates or avail of the benefit of the Moratorium.